Insurance for Painters Texas

PNC Texas has a team of highly professional and skilled agents dealing with all types of insurance in Texas. They offer personal and business-related insurance, serving their clients with the best possible service.

What Type of Insurance does a Painter Need?

Whether you provide your painting services for homes or commercial buildings, as an individual or you own a painting business, you must have insurance for your business to cover you and avoid any possible lawsuits.

Most people do not consider that being a painter, you still face risks. Why would you need any insurance if you do not deal with heavy machinery or own a large business?

A painter needs insurance in case they suffer from financial losses or personal injury. Here we will be discussing the different types of insurances that a painter should have.

1. General Liability Insurance

General liability insurance is a must-have insurance policy for all individual painters and painting companies. It covers compensation for damages that may occur on your job site.

For example, a client may claim compensation in case of physical injury or damage to his property. You might incur an unexpected situation by a client, and you must prove yourself innocent by fighting the case. Here you are forced to bear the unexpected expense of hiring the lawyers and proceeding with the case. These all expenses can be compensated with general liability insurance.

2. Worker Compensation Insurance

This insurance policy is of utmost importance, especially if you have employees. It covers the medical bills and expenses of anyone injured on a job site.

3. Commercial Auto Insurance

Under this policy, you will be compensated for the damage to the business vehicle due to an unforeseen accident. It also compensates for expenses if your vehicle causes injury to someone else.

4. Contractor’s Tools and Equipment Insurance

This insurance policy helps you replace your painting tools if they get damaged, lost, or stolen.

Get your Insurance Coverage from PNC Insurance Texas

Unlike the many other insurance providers, PNC Texas takes care of the small business owners very well. If you are a painter or own a painting business, you can get your Insurance Coverage from PNC Insurance Texas at an affordable cost. Contact us, our professional agents want to help you to have peace of mind.

We serve all cities in Texas including the following major city areas:

You can email us, text us or give us a call today for a quick quote!