Non-profit organizations should have business insurance to protect against potential financial losses that may occur as a result of various risks. Some common things that can go wrong in a non-profit organization include:

  1. Professional liability: Non-profit organizations may be held liable for errors or omissions in their advice or services, which can result in financial losses for clients or donors.
  2. Cyber attacks: Non-profit organizations may store sensitive client and donor information electronically, which can make them vulnerable to cyber-attacks.
  3. Property damage: Non-profit organizations may need to protect their office and equipment from damage or loss due to events such as fire, theft, or natural disasters.
  4. Business interruption: Non-profit organizations may lose income if their business is interrupted due to an event such as a natural disaster or other unforeseen circumstance.
  5. Employee injury: Non-profit organizations may be held liable for injuries sustained by employees while on the job.
  6. Misrepresentation: Non-profit organizations may face claims of misrepresentation of the cause or organization they are fundraising for which may lead to legal liabilities.
  7. Event Cancellation: Non-profit organizations may face financial losses if events are canceled due to unforeseen circumstances such as natural disasters, pandemics, or other unforeseen circumstances.
  8. Discrimination: Non-profit organizations may face claims of discrimination in their hiring process, volunteer recruitment, or service provision which may lead to legal liabilities

Having the right business insurance in place can help protect a non-profit organization from these and other potential risks. Common types of insurance for non-profit organizations include general liability insurance, professional liability insurance, cyber liability insurance, property insurance, event cancellation insurance, workers’ compensation insurance, and employment practices liability insurance.

Contact Us for Business Insurance for Non-Profit Organizations:

If you are in need of Non-Profit Organizations insurance or any other business insurance in Texas, email or call us today for a quick and free quote. If service business owners in Houston, Dallas, Fort Worth, Austin, San Antonio, El Paso, and everywhere else in Texas.

Contact Us